Inheritance Tax Relief for Farms – Update
After months of uncertainty and concern across the farming and rural business community, the Government has now softened its position on Agricultural Property Relief (APR) and Business Property Relief (BPR). What has changed? From 6 April 2026, the threshold for 100%...
Political Pressure & Possible Reversals in Non-Dom IHT
The April 2025 reforms marked a turning point for non-domicillaries: worldwide assets now fall within the UK inheritance tax (IHT) net after 10 years of UK residence. The backlash has been fierce. Reports suggest the government may be reconsidering aspects of these...
Inheritance Tax Receipts Surge: Why Families Should Pay Attention
Inheritance tax (IHT) receipts are climbing sharply. HMRC collected nearly £190 million more between April and August this year than in the same period last year – a rise of around 5%. That’s not a coincidence. It’s the inevitable result of frozen thresholds,...
What the 2025 Budget Means for Inheritance Tax in the UK
The 2025 Autumn Budget brought news that will significantly affect inheritance tax and estate planning for many UK families often quietly, without headlines. IHT Allowances Frozen Until 2031 The most important change: the main IHT allowances remain frozen. The...
Pension Pots in the Crosshairs: From 2027, Bequests Could Face IHT
For years, pension pots have been one of the most tax-efficient vehicles for passing on wealth. Unlike other assets, they were typically free of inheritance tax (IHT) when transferred on death. That’s about to change. From April 2027, inherited pension pots...
Agricultural & Business Property Relief: What’s Changing & What Farms Should Know.
Trusts, Excluded Property & the New IHT LandscapeExcluded property trusts are no longer the safe haven they once were. The new residence-based IHT rules could bring offshore trusts into HMRC’s reach. Is your trust still fit for purpose?For years, UK...
The 10-Year Tail After Leaving the UK: Don’t Assume You’re Off the Hook
Many people assume that once they leave the UK, they immediately escape inheritance tax on their worldwide assets. Sadly, that’s not the case under the new rules. As of 2025, the government has introduced a “tail” period for former UK residents. This means that even...
Trusts, Excluded Property and the New IHT Landscape
Trusts, Excluded Property & the New IHT LandscapeExcluded property trusts are no longer the safe haven they once were. The new residence-based IHT rules could bring offshore trusts into HMRC’s reach. Is your trust still fit for purpose?For years, UK...
From Domicile to Long-Term Residence: What Changed in April 2025
From Domicile to Long-Term Residence: What Changed in April 2025 April 2025 changed the inheritance tax rules forever: domicile is out, long-term residence is in. Many globally mobile families are now caught in the UK IHT net without realising it. Are your overseas...
The April 2027 Pension Shock – Why waiting could cost your family
Your Pension Could Soon Be a 40% Tax Trap – Here’s What You Need to Know Before April 2027 For years, many people have assumed their pension is a safe, tax-efficient way to pass on wealth. But from 6 April 2027, unused pension funds will be counted as part of...
Protecting Vulnerable Loved Ones: Why LPAs and Trusts Matter in Estate Planning
Protecting Vulnerable Loved Ones: Why LPAs and Trusts Matter in Estate Planning When we plan for the future, our priority is often making sure our loved ones are cared for and supported – especially those who may be more vulnerable. Two of the most effective and often...
Inheritance Tax Shake-Up: What It Means for UK Farmers & Landowners
If you’re a farmer, landowner, or rural business owner, you’ve likely heard about the recent changes to Inheritance Tax (IHT) announced in the 2024 Budget. These new rules, set to take effect from April 2026, could have a significant impact on how agricultural estates...
Exciting News
Exciting News The Trusted Business Community Association Awards I’m absolutely thrilled to share that I’ve been recognised by The Trusted Business Community Association Awards! 🎉 These prestigious awards celebrate businesses that: ✅ Show outstanding growth or...
New Year, New Legacy
New Year, New Legacy Protect Your Family with a Trust in 2025 (not the offshore kind!) As the echoes of the festive season fade and we embark on a new year, many families find themselves contemplating their financial futures. Now is an ideal time to reflect on your...
Budget Update: Is Your Estate Plan Ready?
Budget Update: Is Your Estate Plan Ready? Post-Budget Alert: Important Changes That May Affect Your Estate Planning Following the Autumn Budget announcement last week, I wanted to update you all personally about some significant changes that could impact your estate...
Budget Uncertainty? One Thing Is For Sure… …You Need a Will!
Budget Uncertainty? One Thing Is For Sure……You Need a Will! With the UK Budget fast approaching, I know many of you are anxious about potential Inheritance Tax changes. The rumour mill is churning, and it’s natural to feel uncertain about what the Chancellor...
Protecting Vulnerable Loved Ones: The Power of Trusts in Estate Planning
Are you concerned about the financial well-being of a loved one who might face challenges managing their inheritance? Perhaps it’s a minor, a family member with a disability, or someone simply not adept at handling finances. If so, trusts can be a game-changer...
A Cautionary Tale: Don’t Miss Out on Your Residence Nil Rate Band
A recent client case highlighted a common oversight that could cost your loved ones dearly in Inheritance Tax (IHT). I recently reviewed wills for a client and discovered the following… The client, a sole owner of their main home, had left everything to her husband,...
The Silent Threat to Your Children’s Inheritance
I want to share a particularly alarming trend I’ve observed: long-term separated couples inadvertently disinheriting their children. This scenario is more common than you might think, and the consequences can be devastating for families.